Frugality · Insurance

Reduce Your Insurance Coverage and Make Thousands

After dwelling on last week’s roof leak for a few more days, I realized there’s more I want to say about reducing insurance coverage. There were also more reductions I could make! In general, I am mostly of the opinion that our insurance premiums exist to create jobs for actuaries and to keep insurance companies… Continue reading Reduce Your Insurance Coverage and Make Thousands

Frugality · Health · Investing · Sabbatical

When Disaster Strikes During Your FIRE Journey

Well. It happened. The bear market that we’ve been saying was at our doorstep for years is finally here. The pandemic that scientists warned could cripple our society has come. While writing this I am on my fifth day of quarantine and the world outside is starting to feel a bit like a post apocalyptic… Continue reading When Disaster Strikes During Your FIRE Journey

Consumerism · Frugality

How We Save Thousands on Transportation Every Year 

Back in 2014,  Mr. Hippie and I made the bold choice to ditch one of our fully paid off vehicles so that we would only have only one car between us. We did this because we thought we would save a ton of money on transportation every year. One vehicle. In the United States. In… Continue reading How We Save Thousands on Transportation Every Year 

Consumerism · Motivation

The Transitive Power of Discipline

A core premise of wealth accumulation is that you must save more than you make. And sure, that’s incredibly easy to say, but how many people actually do that?  The answer is very few! We live in a society where consumerism is heavily encouraged every moment of every day.  So what’s stopping you from taking… Continue reading The Transitive Power of Discipline

Sabbatical

FIRE Drill: Eight Things I Learned About Myself During My Sabbatical

  Over the past five months I have intentionally taken a sabbatical from full-time work for a test drive of the early retirement lifestyle.  Other than a fabulous 2 month cross-country road trip Mr. Hippie and I took almost 8 years ago, I have never been this unemployed this long. So, after the stars aligned… Continue reading FIRE Drill: Eight Things I Learned About Myself During My Sabbatical

Consumerism

Subverting Consumer Culture: What’s the Why?

  If you’re going on this counterculture journey in our crazy consumerist society, you have to have your “why” that you can turn to during times when you’ve had a long day and all you want to do at the end of it is reap the instant gratification rewards your hard-earned paycheck can offer.   … Continue reading Subverting Consumer Culture: What’s the Why?